Credit Resource Library
- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Gold Credit Cards
These days you can get credit cards in all sorts of interesting designs. You can have one with the logo of your favorite sports team, with a scenic vista, even with the likeness of Bugs Bunny or Pepe LePew. If you have a good credit rating, however, go for the gold.
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- Low Rate Credit Cards
Finding a credit card with a low interest rate can save you a significant amount of money if you carry a balance from month to month. Even if you are conscientious about paying your full balance each month, an emergency situation might arise in which you'd be unable to do that.
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