Credit Resource Library
- Cash Back Credit Cards
There's nothing better than free money! Companies offering cash back credit cards pay you a rebate consisting of a percentage of the amount you charged on their card each year. The more you use the card, the more cash you get back. This is a win-win situation: you get a little bonus, and the credit card company gets increased usage.
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- Credit Cards For Poor Credit
If you have a poor credit rating, you may think it would be impossible for you to get a credit card. This is not necessarily true. There are companies willing to extend credit to subprime candidates, but you have to do some fairly extensive research to find them.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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