Credit Resource Library
- Credit Cards For People With Bad Credit
Bad credit sometimes happens to good people. Perhaps you lost a job that seemed perfectly secure. Maybe you had astronomical medical expenses only partially covered by insurance, or not covered at all. There are many understandable reasons why responsible people might lose their good credit ratings.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- No Credit Credit Cards
It's tough to function in today's society without credit. Renting a car, buying things over the Internet, getting a cell phone, or even just buying that new tire you need today although payday is still ten days off--these are all things that are made much, much easier if you have a credit card. The problem is, unless you already have a credit history, it can be difficult to get credit.
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