Credit Resource Library
- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Gold Credit Cards
These days you can get credit cards in all sorts of interesting designs. You can have one with the logo of your favorite sports team, with a scenic vista, even with the likeness of Bugs Bunny or Pepe LePew. If you have a good credit rating, however, go for the gold.
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- Search For Credit Cards
The search for the perfect credit card is often difficult and time-consuming. If you’re trying to establish your credit rating, or improve a less than ideal rating, many companies don’t want to take the risk of offering you credit. And when they do, it may come at an exorbitant interest rate.
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