Credit Resource Library
- Balance Transfer Credit Cards
Smart money managers are constantly searching for ways to bring down the monthly expense of servicing their debt. Ideally, of course, we would all pay our balances every month and have no interest or finance charges. But for many, that isn’t possible, so the question becomes one of paying the lowest possible interest.
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- Credit Card Rates
Choosing a credit card company would seem to be a fairly easy decision. You just pick the one with the lowest interest rate, right? But first, ask yourself whether you're certain you're actually getting the lowest rate. Are you sure you've looked at every offer available?
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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