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Credit Resource Library

  • Fixed Rate Credit Cards
    Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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  • Points Credit Cards
    Credit card companies suffer severe competition for the business of those people with excellent credit histories. Therefore, they are always trying new ways to bring in those preferred customers.
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  • Top Credit Card Offers
    With all the competition among credit card companies these days, it can be hard to decide which is the best among many offers. There are two principles to keep in mind when deciding on the top credit card offers. One...
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