Credit Resource Library
- Credit Card Rates
Choosing a credit card company would seem to be a fairly easy decision. You just pick the one with the lowest interest rate, right? But first, ask yourself whether you're certain you're actually getting the lowest rate. Are you sure you've looked at every offer available?
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- Credit Cards For Poor Credit
If you have a poor credit rating, you may think it would be impossible for you to get a credit card. This is not necessarily true. There are companies willing to extend credit to subprime candidates, but you have to do some fairly extensive research to find them.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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