Credit Resource Library
- Balance Transfer Credit Cards
Smart money managers are constantly searching for ways to bring down the monthly expense of servicing their debt. Ideally, of course, we would all pay our balances every month and have no interest or finance charges. But for many, that isn’t possible, so the question becomes one of paying the lowest possible interest.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Search For Credit Cards
The search for the perfect credit card is often difficult and time-consuming. If you’re trying to establish your credit rating, or improve a less than ideal rating, many companies don’t want to take the risk of offering you credit. And when they do, it may come at an exorbitant interest rate.
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