Credit Resource Library
- Credit Cards For Poor Credit
If you have a poor credit rating, you may think it would be impossible for you to get a credit card. This is not necessarily true. There are companies willing to extend credit to subprime candidates, but you have to do some fairly extensive research to find them.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Instant Approval Credit Cards
It wasn't so long ago that you had to fill out long, complicated application forms, mail them to the company, then wait, and wait, for the company to check your application and mail you back a response. These days, when you apply for credit online, you can often get an immediate response.
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