Credit Resource Library
- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Points Credit Cards
Credit card companies suffer severe competition for the business of those people with excellent credit histories. Therefore, they are always trying new ways to bring in those preferred customers.
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- Student Credit Cards
Credit cards for college students can provide a wonderful learning experience. Credit cards for college students can also be a total disaster, leaving students with bad credit records that will haunt them for years after graduation.
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